It seems like just yesterday that we were counting down to bring a new year in, and now the year is almost over. Since January, you’ve been thinking, “I need to visit the dentist,” but it hasn’t been a priority. As you read further, you’ll discover how your dental insurance works and why it’s important to schedule a preventive care visit before the year ends.
How Does Dental Insurance Work?
Dental insurance provides a way to maintain your oral health and to receive any dental treatment necessary to restore the function of your mouth, teeth and gums. Thus, it won’t cover procedures geared primarily toward aesthetics.
Here are the three types of procedures covered by dental insurance:
- Preventive – You pay a monthly premium to maintain your dental insurance. The best way to see a return on your investment into your oral health is to visit your dentist for preventive care. That’s because insurance companies will typically cover up to 100% of the costs of these visits.
- Basic – The more common forms of dental restoration like cavity fillings and root canals fall under the umbrella of basic coverage. The average patient contribution is 20-30% of the costs.
- Major – Dental crown restorations, bridges and dentures are considered to be major dental procedures. Patients will be responsible, on average, for up to 50% of the fees.
Why is Preventive Care So Important?
Preventive care visits allow you to see the greatest benefits from your dental insurance because they provide a way to avoid a host of serious dental issues like advanced tooth decay and gum disease. Furthermore, many of the minor issues like cavities and bacteria accumulation can be detected early and addressed.
The average cavity can develop for years before it’s detected, but by maintaining regular visits to your dentist, it can be identified and your tooth restored. This also provides an opportunity for the professional to give you tips and pointers on what you can do differently to prevent problems in the future.
Is it possible to waste your dental coverage? If you fail to take advantage of the coverage provided for preventive care visits, then you are wasting your dental insurance. Furthermore, your coverage renews at the first of the year, which means that failing to get in for a visit before 2018 ends will amount to a full year of premiums paid with no return on your investment.
Does the Dentist Accept My Dental Insurance?
One of the many perks of working with Dr. Thornton is that she isn’t in-network with any insurance companies. Thus, she accepts all major PPO coverage.
So now that you know there is nothing stopping you from receiving the dental care you need, reach out today to schedule a preventive care appointment so your oral health can thrive!
About the Author
Dr. Neely Davis Thornton earned her dental degree from the Medical College of Georgia and has gone on to provide the absolute best in dental care for over a decade. She prides herself in promoting dental wellness and prevention so patients can enjoy oral health instead of chasing symptoms. Dr. Thornton practices at Thornton Dental Wellness, and she can be reached for more information through her website.